:root {
  --bg:#fbfaf7; --paper:#fff; --text:#171717; --muted:#67645f; --line:#e7e0d6;
  --gold:#b9954d; --gold-dark:#8a6a2f; --green:#163f35; --cream:#f4efe6;
  --shadow:0 24px 80px rgba(23,23,23,.08); --max:1160px; --radius:28px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:inherit;text-decoration:none}.container{max-width:var(--max);margin:0 auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.9);backdrop-filter:blur(18px);border-bottom:1px solid rgba(231,224,214,.9)}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:inline-flex;align-items:center;gap:14px;flex:0 0 auto}.brand-logo{display:block;width:auto;height:46px;object-fit:contain}
.brand-fallback{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:16px;background:linear-gradient(145deg,var(--green),#245f51);color:#fff;font-weight:800;letter-spacing:-.06em}
.brand-text{display:flex;flex-direction:column;line-height:1.15}.brand-text strong{font-size:15px;letter-spacing:-.02em}.brand-text span{color:var(--muted);font-size:12px}
.nav-links{display:flex;align-items:center;justify-content:flex-end;gap:22px;color:var(--muted);font-size:14px;white-space:nowrap}.nav-links a:hover{color:var(--text)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:999px;border:1px solid var(--text);background:var(--text);color:#fff;font-weight:720;letter-spacing:-.01em;text-align:center;transition:transform .16s ease,box-shadow .16s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(23,23,23,.14)}.btn.gold{border-color:var(--gold);background:var(--gold)}.btn.light{border-color:var(--line);background:#fff;color:var(--text)}.btn.small{min-height:42px;padding:0 16px;font-size:14px}
.hero{position:relative;isolation:isolate;min-height:calc(100vh - 82px);display:flex;align-items:center;padding:92px 0;overflow:hidden;border-bottom:1px solid var(--line)}
.hero:before{content:"";position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,rgba(251,250,247,.96) 0%,rgba(251,250,247,.9) 43%,rgba(251,250,247,.62) 100%),url("bilder/hero-finanzberatung.png");background-size:cover;background-position:center right}
.hero:after{content:"";position:absolute;width:720px;height:720px;right:-220px;top:-180px;z-index:-1;background:radial-gradient(circle,rgba(185,149,77,.22),transparent 62%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1040px);gap:60px;align-items:center}
.eyebrow{margin:0 0 16px;color:var(--gold-dark);font-size:13px;font-weight:820;letter-spacing:.16em;text-transform:uppercase}
h1{max-width:980px;margin:0 0 24px;font-family:"Playfair Display",Georgia,serif;font-size:clamp(44px,6vw,82px);line-height:.98;letter-spacing:-.045em;font-weight:680}
.lead{margin:0;max-width:920px;color:var(--muted);font-size:clamp(18px,2vw,23px)}
.hero-card{border:1px solid rgba(231,224,214,.9);border-radius:34px;padding:34px;background:rgba(255,255,255,.72);backdrop-filter:blur(16px);box-shadow:var(--shadow)}.hero-card p{margin:0 0 20px;color:var(--muted)}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.badge{display:inline-flex;align-items:center;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.78);color:var(--green);padding:8px 12px;font-size:13px;font-weight:720}
.hero-actions,.section-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}.hero-actions-center{justify-content:center;max-width:920px}.section-actions.center{justify-content:center}section{padding:88px 0}.section-head{max-width:820px;margin-bottom:38px}.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
h2{margin:0;font-family:"Playfair Display",Georgia,serif;font-size:clamp(34px,4.5vw,58px);line-height:1.04;letter-spacing:-.035em;font-weight:650}.section-intro{margin:18px 0 0;color:var(--muted);font-size:18px}
.building-blocks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.block-card{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);overflow:hidden;box-shadow:0 18px 60px rgba(23,23,23,.045)}
.block-image{min-height:150px;display:flex;align-items:center;justify-content:center;background:radial-gradient(circle at top right,rgba(185,149,77,.16),transparent 42%),linear-gradient(145deg,#f7f2ea,#eef3ef);border-bottom:1px solid var(--line)}
.block-image svg{width:70px;height:70px;stroke:var(--green);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.block-body{padding:24px}.block-body h3{margin:0 0 10px;font-size:21px;line-height:1.18;letter-spacing:-.02em}.block-body p{margin:0;color:var(--muted)}
.process{background:var(--green);color:#fff}.process .eyebrow,.process .section-intro{color:rgba(255,255,255,.72)}.process h2{color:#fff}.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:42px}
.step{min-height:260px;border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:26px;background:rgba(255,255,255,.07)}.step-number{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;margin-bottom:42px;border-radius:50%;background:var(--gold);font-weight:820}.step h3{margin:0 0 10px;font-size:21px;line-height:1.18}.step p{margin:0;color:rgba(255,255,255,.72)}
.contact{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.contact-grid,.page-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:64px;align-items:start}
.portrait{border-radius:34px;overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow)}.portrait img{display:block;width:100%;aspect-ratio:4/5;object-fit:cover}.portrait-placeholder{min-height:440px;display:flex;align-items:center;justify-content:center;background:radial-gradient(circle at top right,rgba(185,149,77,.2),transparent 36%),linear-gradient(145deg,#fff,#ece8df);color:var(--green);font-weight:800;font-size:46px;letter-spacing:-.06em}
.contact-card,.content-card{border:1px solid var(--line);border-radius:34px;padding:34px;background:rgba(255,255,255,.75);box-shadow:var(--shadow)}.contact-card h3{margin:0 0 20px;font-size:28px;line-height:1.15}.contact-list{display:grid;gap:10px;margin:24px 0 24px;color:var(--muted)}.contact-list strong{color:var(--text)}.contact-list a{color:var(--green);font-weight:700}
.faq-list{display:grid;gap:14px}.faq-item{border:1px solid var(--line);border-radius:22px;background:#fff;overflow:hidden}.faq-question{width:100%;min-height:64px;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:18px;border:0;background:transparent;color:var(--text);font:inherit;font-size:18px;font-weight:760;text-align:left;cursor:pointer}.faq-question span:last-child{color:var(--gold-dark);font-size:24px}.faq-answer{display:none;padding:0 22px 22px;color:var(--muted)}.faq-item.open .faq-answer{display:block}
.page-hero{padding:92px 0 68px;border-bottom:1px solid var(--line);background:radial-gradient(circle at 82% 0%,rgba(185,149,77,.18),transparent 34%),linear-gradient(180deg,#fff,var(--bg))}
.content-card p,.content-card li{color:var(--muted);font-size:18px}.content-card h3{margin:0 0 12px;font-size:24px}.feature-list{display:grid;gap:16px;margin:24px 0 0;padding:0;list-style:none}.feature-list li{position:relative;padding-left:30px}.feature-list li:before{content:"";position:absolute;left:0;top:11px;width:9px;height:9px;border-radius:50%;background:var(--gold)}.notice{border:1px solid rgba(185,149,77,.35);border-radius:20px;padding:18px 20px;background:rgba(185,149,77,.08);color:var(--muted);font-size:15px}
.site-footer{padding:34px 0;border-top:1px solid var(--line);color:var(--muted);font-size:14px}.footer-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.footer-links{display:flex;gap:16px;flex-wrap:wrap}
@media(max-width:980px){.nav{align-items:flex-start;flex-direction:column;padding:16px 0}.nav-links{width:100%;justify-content:flex-start;flex-wrap:wrap;gap:12px 18px}.hero-grid,.contact-grid,.page-grid{grid-template-columns:1fr}.building-blocks{grid-template-columns:repeat(2,minmax(0,1fr))}.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{min-height:auto}}
@media(max-width:640px){.container{padding:0 18px}.building-blocks,.steps{grid-template-columns:1fr}.hero{padding:62px 0}section{padding:64px 0}.brand-text{display:none}.nav-links .btn{width:100%}}

.legal-text {
  max-width: 920px;
  margin: 0 auto;
}

.legal-text h3 {
  margin-top: 34px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}

.legal-text h3:first-child {
  margin-top: 0;
  padding-top: 0;
  border-top: 0;
}

.legal-text a {
  color: var(--green);
  font-weight: 700;
}

.page-hero.image-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(251,250,247,0.96) 0%, rgba(251,250,247,0.9) 43%, rgba(251,250,247,0.62) 100%),
    url("bilder/hero-finanzberatung.png");
  background-size: cover;
  background-position: center right;
}

.page-hero.image-hero::after {
  content: "";
  position: absolute;
  width: 620px;
  height: 620px;
  right: -180px;
  top: -190px;
  z-index: -1;
  background: radial-gradient(circle, rgba(185,149,77,.18), transparent 62%);
}

.promo-balanced-grid {
  grid-template-columns: minmax(0, 1.25fr) minmax(0, .95fr);
  gap: 48px;
}

@media (max-width: 900px) {
  .promo-balanced-grid {
    grid-template-columns: 1fr;
  }
}

.engineer-headline {
  font-size: clamp(42px, 5.2vw, 68px);
  line-height: 1.04;
}

@media (max-width: 720px) {
  .engineer-headline {
    font-size: clamp(36px, 10vw, 48px);
  }
}

.engineer-headline {
  font-size: clamp(36px, 4.8vw, 62px);
  line-height: 1.06;
}

.engineer-headline span {
  display: block;
  white-space: nowrap;
}

@media (max-width: 720px) {
  .engineer-headline {
    font-size: clamp(31px, 9vw, 43px);
  }
}